Gustavus Adolphus College




July 2013

Dear Gustavus Student and Parents:
We are offering each Gustavus family the opportunity to enroll in the A. W. G. Dewar, Inc. Tuition Refund Plan.

Please read the Gustavus Refund Policy and the return of Title IV Funds Policy carefully. These are new policies based on recent changes in Federal law. Examples of the policy are on file in both the Finance Office and the Financial Aid Office and are available upon request.

The Gustavus refund policy recognizes that a student may suffer an illness or accident, which could force that student to withdraw during a semester. The student could forfeit up to a full semesterís tuition and room charges as well as part of the meal portion of the overall tuition, room and meal plan fee. Even under the medical leave provision of the refund policy, the student would receive just a 10% reduction in the tuition in the semester of return if he or she returns to Gustavus within one year after taking a medical leave. The amount of forfeit could be as high as thousands of dollars depending on the individual studentís financial situation and the date of withdrawal. The Dewar Plan can provide up to a 75% refund to a family in this type of circumstance.

The Dewar Tuition Refund Plan is an optional insurance program, which supplements the Gustavus Refund Policy. Under the Dewar Plan you are assured of a 75% refund of the tuition, room, and meal plan fee if the student must leave Gustavus due to medical reasons at any time during a term. Benefits available under the Plan are coordinated with and reduced by the College's refund policy. Please note that you are covered under the Gustavus Refund Policy regardless of your participation in the Dewar Tuition Refund Plan.

Please read the coverage information carefully. If you decide to participate online in the Dewar Plan, you must submit your application and the payment before September 3, 2013, which is the first day of classes. Online applications cannot be accepted on or after that date. If you have questions about the program, please call A. W. G. Dewar, Inc. at (617) 774-1555 or e-mail at

If you have any questions about the Gustavus Refund Policy, please call Doug Minter at (507) 933-7527 or myself.


Sara J. Orth
Director of Student Accounts

For more information, please click coverage.
For cost and enrollment form click application.

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