St. Olaf College




July 2015

Dear St. Olaf Student and Parents:

I would like to bring to your attention a Tuition Refund Plan (T.R.P.) that will be offered to St. Olaf students by A.W.G. Dewar, Inc. This is a private insurance program that supplements St. Olaf's refund policy. If, due to illness or accident, a student takes a leave of absence or withdraws after the beginning of the fall or spring semester, this program ensures a refund of at least 70% of tuition and applicable room and board charges. The insured costs for the 2015-2016 academic year are $52,730 for a student living on campus.

The chart below indicates how this program supplements the College's own refund schedule for a semester's charges should a student withdraw due to illness or accident.

Coverage Schedule
If Withdrawal
Occurs During
Refunds (1)*
The T.R.P.
Refunds (2)
Student Receives
(1 + 2)
First Week93%0%93%
Second Week87%0%87%
Third Week80%0%80%
Fourth Week73%0%73%
Fifth Week67%3%70%
Sixth Week60%10%70%
Seventh Week53%17%70%
Eighth Week47%23%70%
Ninth Week40%30%70%
Tenth Week33%37%70%
Eleventh Week27%43%70%
Twelfth Week20%50%70%
Thirteenth Week13%57%70%
Fourteenth Week7%63%70%
Fifteenth Week0%70%70%
Sixteenth Week0%70%70%

(1) * Please refer to the College catalog regarding room and board refunds.

Participation in the Tuition Refund Plan offered by A.W.G. Dewar is entirely optional, and the College's refund policies are applicable whether or not you enroll in the T.R.P.  St. Olaf College does not endorse this or any other private tuition insurance program, but we urge you to read the coverage section and consider the suitability of the T.R.P. for you. Should you decide to participate online in the Dewar Plan, you must submit the application and payment by the opening day of classes, September 10, 2015. Online applications cannot be accepted after that date.

If you have questions about the Plan, please address them to A.W.G. Dewar at (617) 774-1555.


Erin Nesseth
Student Accounts Manager

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For more information, please click coverage.
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