Bard College




June, 2014

To Our Students and Parents:
With the current level of education costs, there is a concern for the student who suffers a serious illness or accident and has to leave Bard College before the semester is completed. In many instances it means not only the loss of time invested in studies, but also the loss of the semester's costs.

We are pleased to advise you of an insurance program, the Tuition Refund Plan (T.R.P.), which will minimize the financial portion of the loss. This elective insurance plan provides coverage for Tuition, Student Activity Fee, Room and Board charges. Accordingly, the costs insured for the 2014-2015 academic year are $61,542.

This Plan significantly extends and enhances the College's published refund policy. You are assured of up to a 75% refund throughout the term, even after the College's own refund policy has expired. This is especially beneficial when you are forced to withdraw and then return for a later term. In effect, you will not have to pay to repeat lost education. The chart below illustrates how the T.R.P. complements Bard's refund schedule for tuition charges.

If the Withdrawal
Occurs During
The College
The T.R.P.
First Week80%0%80%
Second Week60%15%75%
Third and Fourth Week30%45%75%
Balance of Semester0%75%75%

We are providing the Tuition Refund Plan as an option for students and parents. It is an inexpensive form of protection, and we urge that you carefully read the coverage section and consider the advantages. It is vital that those who wish to participate online submit the application before the opening date of College. Online applications cannot be accepted on or after opening day. If you have questions about the Plan, please contact A.W.G. Dewar, Inc. at (617) 774-1555.

Our experience with withdrawals makes us enthusiastic supporters of this kind of protection. We encourage your participation.

Very truly yours,

Gwen Menshenfriend

For more information, please click coverage.
For cost and enrollment form click application.

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