Emory University




July 2013

Dear Students and Parents:
We are pleased to inform you that Emory University has arranged with A.W.G. Dewar, Inc. to offer the Tuition Refund Plan (T.R.P.) to our students and parents to minimize the financial burden of losses incurred when a student suffers a serious illness or accident and has to leave Emory before completing the semester. These circumstances usually mean the loss of time invested in studies, and the loss of the semester's costs. This elective insurance program provides full coverage for tuition, room and board charges.

The Plan coverage is designed to extend the University's published refund policy. You may receive up to an 80% refund of covered charges (subject to insured terms and conditions), even after the University's refund policy has expired. The chart below is a sample illustration of how the Tuition Refund Plan complements our refund schedule for tuition charges. If a student withdraws because of a physical illness, accident, or mental health condition, the plan returns 80% of the insured semester tuition and fees.

For Tuition*

If the Withdrawal Occurs DuringEmory RefundsThe T.R.P. RefundsStudent Receives
Week One100%0%100%
Week Two80%0%80%
Week Three60%20%80%
Week Four40%40%80%
Week Five20%60%80%
Week Six and beyond0%80%80%

For Room and Board*

The University prorates room refunds based on completion of the exit process. Board (Food Plan) refunds are prorated based on amount used. As with tuition, the Dewar Tuition Refund Plan covers the portion of housing and board plan charges not refunded by the University up to 80%.

We are providing the Dewar Tuition Refund Plan as an option for students and parents. Those who wish to participate online should submit their application before the first day of class in the Fall 2013 Semester. Online applications cannot be accepted on or after the 1st day of classes.

Please contact Dewar directly at (617) 774-1555, if you have any questions regarding the Tuition Refund Plan.


Michael A. Jacubenta
Director of Student Financial Services

For more information, please click coverage.
For cost and enrollment form click application.

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