June 2014

Dear Students and Parents:
Given the substantial financial commitment that students and their families make to pay for a Fordham University education, it is increasingly important to protect your investment. Of particular concern are students who due to illness or accident may be required to leave school during a semester. This can result in subsequent loss of time invested in studies and also the loss of funds already invested in a particular semester's costs. Fordham University would like to make you aware of an optional insurance program the Tuition Refund Plan (TRP) through A.W.G. Dewar, Inc., which can help minimize your investment loss. The premium for students with resident hall charges on their bill is $616 for the academic year. A non-resident student premium is $498 per academic year.

TRP is a private program that supplements Fordham University's tuition refund policy as published in the University Catalogue. Subscribers are assured a refund throughout the term, even when Fordham University's own refund policy may have expired at the time of withdrawal. A full 100 percent TRP refund applies only to medical withdrawals. Withdrawals for mental health reasons are insured at 60 percent of the costs. Costs covered by the TRP program include tuition, room, and mandatory fees. Medical insurance premiums and laboratory fees for courses are not included.

The chart below shows how TRP works to complement the University's current refund policy for tuition and mandatory fees:

Week of WithdrawalUniversity Tuition Refund PolicyThe TRP RefundsStudent Receives
Prior to commencement of term100%0%100%
Prior to second week
of term
85%15%100%
Prior to third week
of term
70%30%100%
Prior to fourth week
of term
55%45%100%
Prior to fifth week
of term
40%60%100%
Prior to sixth week
of term
25%75%100%
Balance of semester0%100%100%

Participation in the Tuition Refund Plan is entirely optional. Should you decide to participate online, please submit the application and payment before Wednesday September 3, 2014. Online applications cannot be accepted on or after this date. If you have any questions about TRP, please contact Philip Beattie at Dewar. His telephone number is (617) 774-1555.

Sincerely,

Stefano A. Terzulli - Bursar

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