University of the Sciences




June 2013

To Our Students and Parents:
We care about all of our students and have always been especially concerned for the student who suffers a serious illness or accident before the semester is complete. With the current level of education costs, this concern has grown to include financial considerations. In many instances, students who have to leave the University because of illness or accident before the semester is completed may lose both time invested in their studies and money invested in their semester costs.

We are pleased to advise you of an optional insurance program, the "Tuition Refund Plan", which can minimize the financial portion of such a loss. This elective insurance plan provides coverage for tuition, general fee, and room and board charges. A.W.G. Dewar, Inc. offers this plan, underwritten by a member company of the OneBeacon Insurance Group, at an annual cost for freshmen and sophomores ranging from $313.00 to $452.00, depending upon living arrangements and fees covered. Upperclass, graduate, and part-time students who wish to enroll can calculate their premium by entering their applicable tuition and fees by semester within the shaded box on the application page.

Please review the coverage section for plan details. This plan can significantly extend and enhance the University's established refund policy. As a participant in the "Tuition Refund Plan", you are eligible for a refund of up to 85% of insured fees throughout the term, even after the University's refund policy has expired. This is especially beneficial when you return for a later term after being forced to withdraw by a serious illness or accident. In effect, you will not have to pay 100% to repeat lost education credits.

It is vital that those who wish to participate online submit their application before the University's opening date of classes. Applications cannot be accepted on or after the opening day of classes. Questions may be directed to A.W.G. Dewar at (617) 774-1555 or

Sincerely yours,

Martin B. Beckerman
Director of Student Accounting Services
University of the Sciences

For more information, please click coverage.
For cost and enrollment form click application.

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